Corporate credit appraisal · AI-powered · Indian lending
The credit appraisal
that writes itself.
Upload a borrower's documents. Our pipeline ingests, researches, scores, and generates a complete Credit Appraisal Memo — in the time it takes to make a cup of tea. No manual steps. No waiting.
01
Document Ingestion
GST returns, bank statements, ITR, annual reports and scanned PDFs — parsed and cross-validated automatically.
GSTR-3BBank CSVITR JSONOCRPDF/DOCX
02
Autonomous Web Research
AI agents sweep MCA21, eCourts, news archives and promoter databases without a single manual search.
MCA21eCourtsNewsPromoter Intel
03
Explainable ML Scoring
XGBoost model calibrated to Indian lending data. Every factor explained via SHAP. Hard rejection rules enforced first.
XGBoostSHAPFive CsRisk Premium
04
CAM Output + Export
A 9-section Credit Appraisal Memo formatted to Indian banking standards. Download as Word or PDF instantly.
Word DOCXPDF9 SectionsChat
Document Intelligence
ALM Statement
Shareholding
Borrowing Profile
Annual Reports
Portfolio Data
Bank Statement
GST Returns
ITR / PAN
AI Research Engine
Web ScrapingCrawl4AI + Live
MCA21 LookupAuto
eCourts SearchAuto
News SentimentNLP Classified
Fraud GraphMulti-signal
Output & Analysis
Credit Score300 – 900 scale
Risk GradeAAA → D
SHAP ExplainabilityPer factor
SWOT AnalysisAI-generated
CAM ReportWord / PDF
Chat with CAMGemini AI